GO2bank: Mobile banking

A BETTER WAY TO BANK—GET STARTED TODAY GO2bank™ makes managing your money easier than ever. Open your account in minutes, grow your savings, and stay covered with overdraft protection, all with the secure mobile banking app designed for your everyday life. NO HIDDEN FEES—JUST SMART BANKING GO2bank puts simple, transparent banking tools at your fingertips so you can skip the monthly fee with eligible direct deposit⁴, avoid hidden fees, and manage your money your way. OVERDRAFT PROTECTION FOR LIFE’S CURVEBALLS Get up to $300 in overdraft protection after eligible direct deposits and opt-in¹. GET PAID EARLY — STAY A STEP AHEAD Get your paycheck up to 2 days early or government benefits, like unemployment, up to 4 days early when you set up direct deposit². Start getting your money on your schedule. SAVE SMARTER WITH 4.50% APY Grow your savings faster with a high-yield savings account that earns 4.50% APY with interest earned quarterly on balances up to $5,000⁶. BUILD CREDIT WITH A GO-TO Start building your credit score, one purchase at a time, one on-time payment at a time, with the GO2bank Secured Visa® Credit Card³. SECURITY & PEACE OF MIND Keep your money safe with built-in tools you can trust. Lock your card anytime⁸, get real-time fraud alerts⁹, and rest easy knowing your money is FDIC-insured¹⁰. NATIONWIDE CASH ACCESS Withdraw cash for free at thousands of in-network ATMs⁵ or deposit cash at over 90,000 major retailers nationwide⁷. Just use our in-app locator to find locations nearby. Download the GO2bank app today to open an account and start banking with convenience, confidence, and control. LEGAL DISCLOSURES Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Mobile number verification, email address verification and mobile app are required to access all features. 1. Fees, terms and conditions apply. Learn more at GO2bank.com/overdraft 2. Early direct deposit availability depends on payor type, timing, payment instructions and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period. 3. Available only to GO2bank accountholders with direct deposits totaling at least $100 in the past 30 days. Eligibility criteria applies. 4. Monthly fee waived when you receive a payroll or government benefits direct deposit in the previous monthly statement period. Otherwise, $5 per month. See our simple fees chart at GO2bank.com/fees 5. See app for free ATM locations. $3 for out-of-network withdrawals, plus any additional fees the ATM owner or bank may charge. Limits apply. 6. Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Fees on primary deposit account may reduce earnings on your savings account. 4.50% Annual Percentage Yield (APY) as of August 2025. APY may change before or after you